Malaysia · Personal FlexiCredit
GX Bank referral code 2026 for Malaysia: LIMK885
GX Bank referral code is LIMK885. Use this GXBank referral code for a conditional RM100 FlexiCredit reward after approval, activation and a first-ever drawdown of at least RM1,000 in one transaction.
Personal FlexiCredit campaign: through 31 December 2026, according to GXBank’s current campaign listing.
This reward requires borrowing through FlexiCredit. Opening a savings account alone does not qualify.

GX Bank referral code at a glance
- GX Bank referral code
- LIMK885
Displayed in owner-supplied GXBank app evidence captured on 8 October 2026.
- Available in
- Malaysia
The personal FlexiCredit reward is for eligible Malaysian citizens with MyKad and an active GX Savings Account.
- Personal FlexiCredit reward
- RM100
Use the personal referral link and code, get approved, activate FlexiCredit, then make a first-ever RM1,000 drawdown in one transaction.
- Separate business reward
- RM125
The Biz FlexiLoan campaign has separate eligibility, activation and first-drawdown conditions.
- Reward timing
- Instantly or within two weeks
GXBank states this timing after the relevant FlexiCredit qualifying actions are complete.
- Personal FlexiCredit deadline
- 31 December 2026
Extended date shown on GXBank’s current campaign listing. Business Biz FlexiLoan has a separate deadline of 30 November 2026.
- Brand
- GXBank (GX Bank Berhad)
- Publisher
- MyReferralPromoCode
- Last verified
- 8 October 2026
- Verification method
- Owner-supplied GXBank app screenshots and official GXBank campaign sources
- Related entities
- GXBank, GX Bank Berhad, FlexiCredit, Biz FlexiLoan
Personal FlexiCredit verification and campaign deadline
GXBank Referral Code
The currently verified GXBank referral code is LIMK885.
- Status
- Verified active
- Country
- Malaysia
- Reward
- RM100 FlexiCredit referral reward
- Last manually verified
- Campaign ends
- Verification method
- Owner-supplied GXBank app screenshots and official GXBank campaign sources
Disclosure: I receive RM100 if your FlexiCredit referral meets the qualifying conditions.
GXBank referral reward: drawdown requirements and payment timing
The personal offer is RM100. A separate Biz FlexiLoan campaign offers RM125 to qualifying business applicants. Up to RM225 is the combined maximum across these two campaigns, each with its own eligibility and borrowing requirements.
| Credit product | You receive | Your requirements | Campaign deadline | My referral reward |
|---|---|---|---|---|
| Personal FlexiCredit | RM100 | Use the personal referral link and code, get approved, activate FlexiCredit and make your first-ever drawdown of at least RM1,000 in one transaction. Official requirements | GXBank current campaign listing and extended deadlines | I receive RM100 after you complete those same qualifying steps. |
| Business Biz FlexiLoan | RM125 | Use the business referral link and code, get approved, activate Biz FlexiLoan and make your first drawdown of at least RM1,000 in one transaction. Official requirements | GXBank current campaign listing and extended deadlines | I receive RM125 after your approved Biz FlexiLoan limit is activated. Your RM125 also requires the qualifying drawdown. |
The current GXBank campaign listing gives separate deadlines: 31 December 2026 for personal FlexiCredit and 30 November 2026 for Biz FlexiLoan. Complete the qualifying actions within the relevant campaign period. Campaign caps and current terms apply. Official extended dates
For FlexiCredit, GXBank states that rewards are credited instantly or within two weeks after the qualifying actions are complete.
FlexiCredit and Biz FlexiLoan are borrowing products. Check interest, fees and repayments before applying. Only borrow what you need and can repay.
How to use GX Bank referral code LIMK885
Use the personal referral link before starting FlexiCredit. A savings-account registration by itself does not qualify for this credit referral reward.
- Open my FlexiCredit referral link. If you are new to GXBank, install the official app and open and activate a GX Account.
- Start your FlexiCredit application through that referral flow. Enter or confirm LIMK885 where the app requests the referral code before submitting.
- Complete the application, receive approval and activate the FlexiCredit limit. Meeting the basic eligibility criteria does not guarantee approval.
- If the borrowing product suits your needs, make your first-ever FlexiCredit drawdown of at least RM1,000 in one transaction before the campaign deadline.
- Keep your GX Account active and in good standing. Check for the RM100 reward, which GXBank says is credited instantly or within two weeks.
Who can receive the RM100 FlexiCredit reward?
Both new GXBank customers and existing GX Account holders may qualify, provided they have no existing, previous or activated FlexiCredit limit or account.
- Be a Malaysian citizen with MyKad, aged 21 to 64, with an active GX Savings Account.
- Be gainfully employed and earn at least RM1,500 per month. GXBank excludes students, retirees and housewives or househusbands from FlexiCredit eligibility.
- Provide the income documents GXBank requests and pass its credit assessment.
- Use a personal-account referral link and code. A business-account referral code does not qualify for the FlexiCredit campaign.
- Complete approval, activation and the qualifying first drawdown during the campaign period. The new-user reward is a one-off payment.
Separate business offer: RM125 with Biz FlexiLoan
The Biz FlexiLoan referral campaign is for eligible new GXBank business customers who have never had a Biz FlexiLoan limit or account. GXBank directs this offer to SSM-registered sole proprietors.
Open my business referral link before applying. Complete the GX Biz Account requirements, use the referral details shown in that business flow, then get approved and activate Biz FlexiLoan. Confirm LIMK885 if the app asks for the code.
You receive RM125 after your first drawdown of at least RM1,000 in one transaction. I receive RM125 after your approved credit limit is activated. The current campaign listing gives 30 November 2026 as the deadline, subject to the campaign cap and current terms.
Open my Biz FlexiLoan referral linkIf the referral code or reward is missing
- No code field: update the GXBank app and return to the correct personal or business referral link. Check with GXBank in-app support before submitting if you cannot confirm the referral. Do not assume a code can be added after approval.
- Code rejected: check LIMK885 for typing errors, confirm the link matches the credit product and check whether you have held that product before.
- A smaller first drawdown: the FlexiCredit FAQ requires your first-ever drawdown to be at least RM1,000 in a single transaction. Separate smaller drawdowns do not meet that condition.
- Savings account opened but no reward: complete the eligible credit application, activation and qualifying drawdown. Account opening alone does not earn this referral payment.
- FlexiCredit reward delayed: allow up to two weeks after all qualifying steps. If it is still missing, contact GXBank through the app with your referral and transaction details.
How I verified this GXBank referral code
MyReferralPromoCode reviewed owner-supplied GXBank app screenshots captured on 8 October 2026. The referral screen displays LIMK885, the personal and business reward conditions, and RM1,184 in accumulated referral earnings.
We checked the official campaign listing and referral FAQs on 8 October 2026. This verifies the displayed code and published conditions; it is not a completed new-user application or a test of reward payment. The screenshot does not identify individual reward transactions.
The app campaign screenshot captured on 8 October 2026 shows a combined 31 December 2026 banner. The official campaign listing gives 30 November 2026 for Biz FlexiLoan and 31 December 2026 for FlexiCredit. We report the product-specific listing dates and flag the difference; the screenshot does not establish a December business deadline. Confirm the current terms in the app before applying.
GXBank referral code and reward screenshot
Owner-supplied GXBank app evidence captured on 8 October 2026 and reviewed alongside official sources. The code and terms are also transcribed in this page’s text; you do not need to read the images to understand the offer.


GX Bank referral code FAQ
What is the GX Bank or GXBank referral code in Malaysia?
The GX Bank referral code for Malaysia in 2026 is LIMK885. Open the personal referral link and enter or confirm the code during your FlexiCredit application. The RM100 reward requires eligible approval, activation and a qualifying first drawdown.
Official FlexiCredit referral FAQWhere do I enter the GXBank referral code?
Open the matching personal or business referral link before applying. Enter or confirm LIMK885 when the referral field appears in that credit application. If no field appears and you cannot confirm the referral, ask GXBank in-app support before submitting.
Official FlexiCredit referral FAQDo I get RM100 just for opening a GXBank savings account?
No. This RM100 referral campaign requires an eligible FlexiCredit application, approval, activation and a first-ever drawdown of at least RM1,000 in one transaction. Opening or funding a savings account alone does not qualify.
Official FlexiCredit referral FAQCan existing GXBank customers use LIMK885?
Yes, an existing GX Account holder may qualify if they have no existing, previous or activated FlexiCredit limit or account and meet the other campaign conditions. Existing FlexiCredit customers cannot receive this new-user referral reward.
Official FlexiCredit referral FAQIs LIMK885 also a GX Bank promo code?
LIMK885 is my GXBank referral code for the matching credit referral flow. Searches for a GX Bank promo code or GXBank promo code often refer to this offer, but the code does not apply a general discount to other banking products.
GXBank referral campaign overviewIs the GX Bank referral code free to use?
There is no charge to use LIMK885. The RM100 reward requires borrowing through FlexiCredit, so check the product's interest, fees and repayment terms. The reward is not free cash for savings-account registration.
Official FlexiCredit referral FAQCan I split the RM1,000 drawdown into smaller amounts?
No. The FlexiCredit FAQ requires the first-ever drawdown to be at least RM1,000 in one transaction. A smaller first drawdown followed by another withdrawal does not meet that requirement.
Official FlexiCredit referral FAQWhen will my RM100 referral reward arrive?
GXBank's FlexiCredit FAQ says the reward is credited instantly or within two weeks once the qualifying actions are complete. Keep your GX Savings Account active and in good standing. Contact in-app support if it remains missing after that period.
Official FlexiCredit referral FAQWhat does the GXBank reward of up to RM225 mean?
RM225 combines two separate campaigns: RM100 for an eligible FlexiCredit referral and RM125 for an eligible Biz FlexiLoan referral. Each has its own application, approval, activation and drawdown conditions. Personal FlexiCredit alone offers RM100.
GXBank referral campaign overviewWhen does the GXBank referral campaign end?
GXBank’s current campaign listing gives 31 December 2026 for personal FlexiCredit and 30 November 2026 for Biz FlexiLoan. The older linked PDFs still show September deadlines. The extended dates come from the campaign listing; each product has separate qualifying conditions and campaign limits. The supplied app screenshot has a combined December banner; it does not independently confirm a business extension.
GXBank current campaign listing and extended deadlinesSoalan lazim kod rujukan GX Bank
Apakah kod rujukan GX Bank?
Kod rujukan GX Bank saya ialah LIMK885. Gunakan pautan rujukan FlexiCredit peribadi dahulu, kemudian sahkan kod semasa permohonan. Anda boleh menerima RM100 selepas kelulusan, pengaktifan dan pengeluaran pertama sekurang-kurangnya RM1,000 dalam satu transaksi, tertakluk kepada syarat kempen.
Kempen rujukan GXBank Bahasa MalaysiaAdakah buka akaun GXBank sahaja dapat RM100?
Tidak. Ganjaran RM100 memerlukan kelulusan dan pengaktifan FlexiCredit serta pengeluaran pertama sekurang-kurangnya RM1,000 dalam satu transaksi. Senarai kempen rasmi kini menyatakan tarikh akhir FlexiCredit ialah 31 Disember 2026.
GXBank current campaign listing and extended deadlinesAdakah ganjaran RM225 dijamin?
Tidak. RM225 ialah jumlah maksimum dua kempen berasingan: RM100 untuk FlexiCredit dan RM125 untuk Biz FlexiLoan. Setiap kempen mempunyai syarat kelayakan, kelulusan, pengaktifan dan pengeluaran sendiri.
Kempen rujukan GXBank Bahasa MalaysiaAbout GXBank Malaysia
GXBank is a Malaysian digital bank operated by GX Bank Berhad. Its mobile app supports savings, transfers, DuitNow QR payments, Savings Pockets and eligible credit products. GX Bank Berhad holds a digital bank licence from Bank Negara Malaysia and is a PIDM member.
GXBank's official websiteOfficial sources
Official campaign listing, referral FAQs and bank information reviewed on 8 October 2026. The campaign listing gives the extended product-specific deadlines; the linked FAQs still show September deadlines and are used for the qualifying mechanics. Owner-supplied screenshots were captured on 8 October 2026. The app campaign screenshot captured on 8 October 2026 shows a combined 31 December 2026 banner. The official campaign listing gives 30 November 2026 for Biz FlexiLoan and 31 December 2026 for FlexiCredit. We report the product-specific listing dates and flag the difference; the screenshot does not establish a December business deadline. Confirm the current terms in the app before applying.