GXBank · Malaysia guide
How the GXBank Referral Reward Works
The personal offer is RM100. A separate Biz FlexiLoan campaign offers RM125 to qualifying business applicants. Up to RM225 is the combined maximum across these two campaigns, each with its own eligibility and borrowing requirements. Opening a savings account alone does not qualify.
Key facts
- Brand / country
- GXBank / Malaysia
- Referral code
- LIMK885
- Personal visitor reward
- RM100
- Business visitor reward
- RM125
- Personal deadline
- 31 December 2026
- Business deadline
- 30 November 2026
- Publisher
- MyReferralPromoCode
- Last verified
- 8 October 2026
Personal FlexiCredit: what triggers the reward?
Use the personal referral link and code, get approved, activate FlexiCredit and make your first-ever drawdown of at least RM1,000 in one transaction.
I receive RM100 after you complete those same qualifying steps.
The referral is for eligible applicants without an existing or previous FlexiCredit limit or account. Existing GX savings customers may qualify, but being a savings customer does not guarantee credit approval.
For FlexiCredit, GXBank states that rewards are credited instantly or within two weeks after the qualifying actions are complete.
Business Biz FlexiLoan: two different reward triggers
Use the business referral link and code, get approved, activate Biz FlexiLoan and make your first drawdown of at least RM1,000 in one transaction.
I receive RM125 after your approved Biz FlexiLoan limit is activated. Your RM125 also requires the qualifying drawdown.
This is a separate campaign for eligible business applicants who have not held Biz FlexiLoan. Use the business referral flow. The visitor cannot receive the business reward merely because the person who invited them qualified for a reward at activation.
Why the dates in screenshots and older documents differ
The current GXBank campaign listing gives separate deadlines: 31 December 2026 for personal FlexiCredit and 30 November 2026 for Biz FlexiLoan. Complete the qualifying actions within the relevant campaign period. Campaign caps and current terms apply.
The app campaign screenshot captured on 8 October 2026 shows a combined 31 December 2026 banner. The official campaign listing gives 30 November 2026 for Biz FlexiLoan and 31 December 2026 for FlexiCredit. We report the product-specific listing dates and flag the difference; the screenshot does not establish a December business deadline. Confirm the current terms in the app before applying.
Before applying
FlexiCredit and Biz FlexiLoan are borrowing products. Check interest, fees and repayments before applying. Only borrow what you need and can repay.
Use the matching referral link and confirm the code before submitting. If the referral field is missing or the reward has not arrived after the stated processing period, contact GXBank through its app. Do not assume a referral code can be added retrospectively.
Examples
Illustrative example: opening or funding a GX savings account without completing the credit requirements earns no reward under these credit referral campaigns.
Illustrative example: an eligible applicant uses LIMK885 through the personal referral flow, receives approval, activates FlexiCredit and makes a first-ever drawdown of at least RM1,000 in one transaction within the campaign period. The visitor reward is RM100, subject to the remaining terms and campaign availability.
Illustrative example: a first FlexiCredit drawdown of RM500 followed by another RM500 does not satisfy the requirement for a first-ever drawdown of at least RM1,000 in one transaction.
Illustrative business example: activation can qualify the inviter for RM125; the invited applicant must also make the qualifying first drawdown to receive their own RM125.
MyReferralPromoCode verification
MyReferralPromoCode reviewed owner-supplied GXBank app screenshots captured on 8 October 2026. The referral screen displays LIMK885, the personal and business reward conditions, and RM1,184 in accumulated referral earnings.
We checked the official campaign listing and referral FAQs on 8 October 2026. This verifies the displayed code and published conditions; it is not a completed new-user application or a test of reward payment. The screenshot does not identify individual reward transactions.
The app campaign screenshot captured on 8 October 2026 shows a combined 31 December 2026 banner. The official campaign listing gives 30 November 2026 for Biz FlexiLoan and 31 December 2026 for FlexiCredit. We report the product-specific listing dates and flag the difference; the screenshot does not establish a December business deadline. Confirm the current terms in the app before applying.
Official sources
Official campaign listing, referral FAQs and bank information reviewed on 8 October 2026. The campaign listing gives the extended product-specific deadlines; the linked FAQs still show September deadlines and are used for the qualifying mechanics. Owner-supplied screenshots were captured on 8 October 2026. The app campaign screenshot captured on 8 October 2026 shows a combined 31 December 2026 banner. The official campaign listing gives 30 November 2026 for Biz FlexiLoan and 31 December 2026 for FlexiCredit. We report the product-specific listing dates and flag the difference; the screenshot does not establish a December business deadline. Confirm the current terms in the app before applying.
Related referral offer
The personal offer is RM100. A separate Biz FlexiLoan campaign offers RM125 to qualifying business applicants. Up to RM225 is the combined maximum across these two campaigns, each with its own eligibility and borrowing requirements.
GXBank referral code LIMK885: eligibility, instructions and current offer
I can also receive RM100 when your FlexiCredit referral qualifies. This is an independent MyReferralPromoCode guide; GXBank decides eligibility, approval and reward payment.
FAQ
Do I get RM100 just for opening a GXBank savings account?
No. This RM100 referral campaign requires an eligible FlexiCredit application, approval, activation and a first-ever drawdown of at least RM1,000 in one transaction. Opening or funding a savings account alone does not qualify.
Can I split the RM1,000 drawdown into smaller amounts?
No. The FlexiCredit FAQ requires the first-ever drawdown to be at least RM1,000 in one transaction. A smaller first drawdown followed by another withdrawal does not meet that requirement.
When will my RM100 referral reward arrive?
GXBank's FlexiCredit FAQ says the reward is credited instantly or within two weeks once the qualifying actions are complete. Keep your GX Savings Account active and in good standing. Contact in-app support if it remains missing after that period.
What does the GXBank reward of up to RM225 mean?
RM225 combines two separate campaigns: RM100 for an eligible FlexiCredit referral and RM125 for an eligible Biz FlexiLoan referral. Each has its own application, approval, activation and drawdown conditions. Personal FlexiCredit alone offers RM100.
When does the GXBank referral campaign end?
GXBank’s current campaign listing gives 31 December 2026 for personal FlexiCredit and 30 November 2026 for Biz FlexiLoan. The older linked PDFs still show September deadlines. The extended dates come from the campaign listing; each product has separate qualifying conditions and campaign limits. The supplied app screenshot has a combined December banner; it does not independently confirm a business extension.