Malaysia banking guide
OCBC referral code Malaysia 2026: DONP37JB
The OCBC referral code is DONP37JB. Enter it when applying for an OCBC 360 Account/-i through the OCBC Malaysia Mobile Banking App.
The supplied requirements specify RM5,000 from your own bank account through FPX within 30 days. I may receive RM30 if your referral qualifies. No separate applicant cash referral reward is confirmed. This is an independent guide.
OCBC referral code DONP37JB: quick facts
| Referral code | DONP37JB |
|---|---|
| Market | OCBC Bank Malaysia and OCBC Al-Amin 360 Account/-i applications only. |
| Where to enter it | OCBC Malaysia Mobile Banking App while opening an OCBC 360 Account or Account-i. |
| Who can use it | Malaysian citizens aged 18+ with MyKad. Confirm the full new-customer eligibility rules with OCBC. |
| Promotion period | 1 July to 31 October 2026, as listed on the OCBC account page. Subject to any OCBC notice. |
| Your referral reward | No separate applicant cash referral reward is confirmed by the available sources. |
| My referral reward | RM30 after you complete all successful-referral requirements and my eligible OCBC account remains active. |
| Standard activation | RM20 for mobile-app account activation, as listed on the official product page. |
| Referral condition | At least RM5,000 from your own account through first-party FPX within 30 days of account opening. |
| Account return | Up to 3.00% p.a. interest/profit when the monthly deposit, pay and spend requirements are met. |
| Deposit protection | PIDM protection up to RM250,000 for each depositor, subject to PIDM rules. |
Who receives RM30 from the OCBC referral?
No separate cash referral reward stated
You use DONP37JB during an eligible OCBC 360 Account/-i application. The available sources do not confirm a separate RM30 payment for you.
RM30 after a successful referral
I can receive RM30 after you open the account in the app and complete the RM5,000 first-party FPX funding requirement within 30 days.
The official account page advertises RM30 for a successful referral. The supplied excerpt below explains the funding requirement. The complete referral PDF was unavailable during this source check.
RM20 activation and RM5,000 referral funding are different
RM20 account activation: the standard amount listed for a mobile-app application.
RM5,000 referral condition: the supplied excerpt requires at least RM5,000 via first-party FPX within 30 days of opening. First-party means the money comes from a bank account in your own name.
How to enter OCBC referral code DONP37JB
Enter the code before submitting the application. The existing supplied screenshots show an earlier app flow using Apply; the current official guide starts with Sign up as a new customer. Screen labels may vary. Look for Use referral code and confirm it is applied.
Eligibility and what to prepare
- Malaysian citizen aged 18 or above.
- Confirm the full new-customer eligibility rules with OCBC before applying.
- MyKad and the identity details requested in the mobile app.
- A bank account in your own name for first-party FPX funding.
- Enough time to finish the RM5,000 FPX funding within 30 days of opening.
If the code does not apply
- Confirm the code is exactly DONP37JB, with no spaces.
- Use the OCBC Malaysia Mobile Banking App, not a branch or internet banking.
- Return to the 360 Account/-i product screen and choose Use referral code.
- Do not continue until the app shows “Referral code applied”.
- If the field is missing, update the app and contact OCBC before submitting.
What you get with an OCBC 360 Account/-i
Monthly interest or profit
Earn up to 3.00% p.a. when you complete all three monthly banking pillars.
No lock-in period
OCBC says you can withdraw your funds at any time.
Two account choices
Choose the conventional OCBC 360 Account or the Shariah-compliant Account-i.
Protected deposits
Eligible deposits are protected by PIDM up to RM250,000 per depositor.
These are account features, not rewards for using a referral code.
How the published 3.00% p.a. rate is built
| Rate component | Monthly action | Published rate |
|---|---|---|
| Base | No monthly action required; applies to the entire balance. | 0.10% p.a. |
| Deposit | Deposit at least RM500. | +1.00% p.a. |
| Pay | Pay at least three bills online. | +0.95% p.a. |
| Spend | Spend at least RM500 on OCBC credit or debit cards. | +0.95% p.a. |
| Maximum | Complete Deposit, Pay and Spend. | Up to 3.00% p.a. |
OCBC caps the monthly bonus interest/profit at the first RM100,000 of average daily balance and says it is paid by the 14th business day of the following month. Rates and conditions can change.
OCBC referral code FAQ
What is the OCBC referral code for Malaysia?
The OCBC referral code is DONP37JB. Enter it when applying for an OCBC 360 Account/-i through the OCBC Malaysia Mobile Banking App.
Where do I enter OCBC referral code DONP37JB?
In the OCBC Malaysia Mobile Banking App, tap Apply, choose OCBC 360 Account/-i, select the conventional or Account-i option, tap Use referral code, and enter DONP37JB before continuing.
Do I get RM30 for using the OCBC referral code?
No separate cash referral reward for the new applicant is confirmed by the sources available for this guide. OCBC advertises RM30 for a successful referral, paid to the code owner. The supplied requirements excerpt specifies at least RM5,000 through first-party FPX within 30 days.
Who can use the OCBC 360 referral code?
The mobile-app application is for Malaysian citizens aged 18 or above with MyKad. Confirm the full new-customer eligibility rules with OCBC before applying; the current referral PDF could not be retrieved for this source check.
Is DONP37JB for OCBC Malaysia, Singapore or Indonesia?
DONP37JB is for the OCBC Bank Malaysia and OCBC Al-Amin 360 Account/-i referral promotion. It is not presented here as a Singapore or Indonesia referral code.
Can I use DONP37JB for both OCBC 360 Account and Account-i?
Yes. The official OCBC account page advertises the referral promotion for new applications for both OCBC 360 Account and OCBC 360 Account-i through the mobile app.
How much must I fund after opening the account?
OCBC lists RM20 as the standard mobile-app account activation amount. For a successful referral, fund at least RM5,000 from your own bank account through first-party FPX within 30 days of account opening.
Can I apply at an OCBC branch and still use the code?
No. The current referral promotion applies only to account opening through the OCBC Malaysia Mobile Banking App, not internet banking or branches.
Why do older OCBC referral posts mention RM500 or RM30 for both people?
Older offers can have different conditions. The supplied requirements excerpt specifies RM5,000 through first-party FPX within 30 days. The current account page advertises RM30 for the referrer; it does not advertise a separate applicant cash referral reward.
How can an OCBC 360 Account earn up to 3.00% p.a.?
The published rate combines a 0.10% p.a. base rate with monthly pillars: deposit at least RM500, pay at least three bills online, and spend at least RM500 on OCBC credit or debit cards. Current terms and caps apply.
Does OCBC 360 have a lock-in period?
No. OCBC says funds can be withdrawn at any time without a lock-in period. Your balance and completed monthly activities still affect the interest or profit calculated for the account.
When does the current OCBC 360 referral promotion end?
The OCBC account page lists 1 July to 31 October 2026, both dates inclusive, for the referral promotion. Check the official page and terms before applying because the bank may change the offer.
Is an OCBC 360 Account protected by PIDM?
Yes. Eligible deposits are automatically protected by PIDM up to RM250,000 for each depositor, subject to PIDM rules.
Apakah kod referral OCBC?
Kod referral OCBC ialah DONP37JB. Masukkan kod semasa memohon OCBC 360 Account/-i melalui aplikasi OCBC Malaysia Mobile Banking.
Berapakah jumlah deposit untuk referral OCBC?
Petikan syarat yang dibekalkan menyatakan sekurang-kurangnya RM5,000 melalui FPX daripada akaun bank atas nama sendiri dalam tempoh 30 hari selepas pembukaan akaun. Ini berbeza daripada RM20 untuk pengaktifan biasa. Ganjaran referral RM30 adalah untuk pemilik kod, bukan ganjaran tunai pemohon yang disahkan.
Official sources
The official account page was checked on 2026-10-04. The linked referral PDF could not be retrieved; its indexed copy showed an older campaign. The supplied excerpt supports the funding steps but does not show dates or rewards. Confirm complete eligibility with OCBC before applying. This review is not a fresh in-app test of DONP37JB.
Ready to open an OCBC 360 Account/-i?
Copy DONP37JB before you begin. I may receive RM30 if your referral qualifies.