Malaysia banking app | Verified 2026-08-30
OCBC Referral Code Malaysia 2026: DONP37JB | 360/-i
The OCBC referral code for Malaysia is DONP37JB. Enter it in the OCBC Malaysia Mobile Banking App while opening a new OCBC 360 Account or Account-i, then fund at least RM5,000 from your own bank account through FPX within 30 days. Current terms pay RM30 to the code owner and do not state a separate applicant cash reward.
Quick facts
How to use it
- Copy referral code DONP37JB.
- Open the official OCBC 360 Account/-i page, then continue in the OCBC Malaysia Mobile Banking App.
- Tap Apply, choose OCBC 360 Account/-i, and select the conventional account or Account-i.
- Tap Use referral code, enter DONP37JB, and check that the app confirms it was applied before continuing.
- Complete account opening, then fund at least RM5,000 through first-party FPX within 30 days.
Who receives RM30 from the OCBC referral?
You use DONP37JB during an eligible OCBC 360 Account/-i application. The current terms do not list a separate RM30 payment for you. I can receive RM30 after you open the account in the app and complete the RM5,000 first-party FPX funding requirement within 30 days. This distinction follows the current OCBC referral promotion terms. Older OCBC offers may show different funding amounts or rewards.
RM20 activation and RM5,000 referral funding are different
RM20 account activation: the standard amount shown for a mobile-app application, to be deposited within 7 days. RM5,000 referral condition: a separate first-party FPX funding requirement that must be completed within 30 days of account opening.
What you get with an OCBC 360 Account/-i
Earn up to 3.00% p.a. when you complete all three monthly banking pillars. OCBC says you can withdraw your funds at any time. Choose the conventional OCBC 360 Account or the Shariah-compliant Account-i. Eligible deposits are protected by PIDM up to RM250,000 per depositor. OCBC currently advertises a limited-edition Mickey Mouse Debit Card for eligible OCBC 360 Account/-i openings. Card design, stock, eligibility and terms can change.
How the published 3.00% p.a. rate is built
OCBC caps the monthly bonus interest/profit at the first RM100,000 of average daily balance and says it is paid by the 14th business day of the following month. Rates and conditions can change.
How to enter OCBC referral code DONP37JB
Use the code during account opening. Do not complete the application before the app confirms it has been applied.
FAQ
What is the OCBC referral code for Malaysia?
The OCBC referral code for Malaysia is DONP37JB. Enter it in the OCBC Malaysia Mobile Banking App while opening a new OCBC 360 Account or OCBC 360 Account-i.
Where do I enter OCBC referral code DONP37JB?
In the OCBC Malaysia Mobile Banking App, tap Apply, choose OCBC 360 Account/-i, select the conventional or Account-i option, tap Use referral code, and enter DONP37JB before continuing.
Do I get RM30 for using the OCBC referral code?
No separate RM30 cash reward for the new applicant is stated in the current official terms. OCBC pays RM30 to the code owner after you complete an eligible account opening and fund at least RM5,000 through first-party FPX within 30 days.
Who can use the OCBC 360 referral code?
The current promotion is for a Malaysian citizen aged 18 or above who did not have any account or product with OCBC Bank Malaysia or OCBC Al-Amin before 1 July 2026.
Is DONP37JB for OCBC Malaysia, Singapore or Indonesia?
DONP37JB is for the OCBC Bank Malaysia and OCBC Al-Amin 360 Account/-i referral promotion. It is not presented here as a Singapore or Indonesia referral code.
Can I use DONP37JB for both OCBC 360 Account and Account-i?
Yes. The current OCBC Malaysia promotion terms cover new applications for both OCBC 360 Account and OCBC 360 Account-i through the mobile app.
How much must I fund after opening the account?
OCBC lists RM20 as the standard mobile-app account activation amount. For a successful referral, fund at least RM5,000 from your own bank account through first-party FPX within 30 days of account opening.
Can I apply at an OCBC branch and still use the code?
No. The current referral promotion applies only to account opening through the OCBC Malaysia Mobile Banking App, not internet banking or branches.
Why do older OCBC referral posts mention RM500 or RM30 for both people?
OCBC referral offers have changed over time. The current 1 July to 31 October 2026 terms require RM5,000 through first-party FPX within 30 days and state an RM30 reward for the code owner, not a separate cash reward for the new applicant.
How can an OCBC 360 Account earn up to 3.00% p.a.?
The published rate combines a 0.10% p.a. base rate with monthly pillars: deposit at least RM500, pay at least three bills online, and spend at least RM500 on OCBC credit or debit cards. Current terms and caps apply.
Does OCBC 360 have a lock-in period?
No. OCBC says funds can be withdrawn at any time without a lock-in period. Your balance and completed monthly activities still affect the interest or profit calculated for the account.
When does the current OCBC 360 referral promotion end?
The published promotion period runs from 1 July 2026 through 31 October 2026, both dates inclusive. OCBC may change or end the promotion by notice, so check the official terms before applying.
Is an OCBC 360 Account protected by PIDM?
Yes. Eligible deposits are automatically protected by PIDM up to RM250,000 for each depositor, subject to PIDM rules.