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Hong Leong referral code QNSWZ7ZCAH for Malaysia

Use my Hong Leong referral code QNSWZ7ZCAH to get RM8 cashback when you open an eligible account through HLB Connect with a minimum RM50 deposit, subject to eligibility and campaign availability.

QNSWZ7ZCAH

Open official HLB offer and app downloads

You can also qualify for RM7 extra cashback with at least RM1,500 at your first month-end. Both rewards have limited allocations. Promotion: 15 September to 15 November 2026.

Hong Leong referral quick facts

Referral code
QNSWZ7ZCAH
Country and application
Malaysia • HLB Connect App
Account-opening reward
RM8 with an eligible account and RM50 initial deposit
Optional balance bonus
RM7 with RM1,500 at your first month-end
Campaign ends
15 November 2026, subject to allocation
Where to enter the code
Referral Code field before submitting your application

How to use Hong Leong referral code QNSWZ7ZCAH

  1. Copy QNSWZ7ZCAH, then use the official HLB page below to download HLB Connect.
  2. Start an eligible Personal Savings Account or Business Account application in HLB Connect.
  3. Enter QNSWZ7ZCAH in the Referral Code field before submitting. Complete the bank's verification and account-opening process during the campaign.
  4. Make an initial deposit of at least RM50 when your account opens to qualify for the RM8 reward.
  5. For the additional RM7, have at least RM1,500 in the account on the first month-end evaluation date. Check the reward allocations and full terms before applying.

What you get with my Hong Leong referral code

An eligible new account can earn RM8 after you apply with QNSWZ7ZCAH and deposit at least RM50 when opening it. A further RM7 is available if the account has a minimum RM1,500 balance on its first month-end evaluation date. You can receive RM15 in total if you qualify for both parts and allocations remain.

The advertised 5.60% p.a. is an annualised illustration of the fixed RM7 bonus on RM1,500. It is not an ongoing interest rate. A larger balance or keeping the account longer does not increase this promotional RM7 payout.

Read the official campaign terms

Eligibility and reward limits

This offer covers eligible personal and sole-proprietor current or savings accounts, including HLB Islamic accounts, opened through HLB Connect. It is an account-opening promotion, not a credit-card signup reward.

You must be new to the account ownership category you apply for: no active account in that category, and no closure or cancellation of an online account in the same category during the 12 months before the campaign began. The bank's application and promotion eligibility rules still apply.

The RM8 account-opening reward shares an RM46,000 pool with the code-owner rewards, capped at the first 2,000 successful account openings. The RM7 balance bonus has a separate RM14,000 pool for the first 2,000 qualifying accounts. Availability is first come, first served; remaining places are not confirmed here.

Read the official campaign terms

When your cashback is paid

For an account opened from 15 September to 31 October 2026, cashback is scheduled by 15 December 2026. For an account opened from 1 to 15 November 2026, it is scheduled by 15 January 2027. The bank credits your newly opened account, which must remain active.

Your first month-end evaluation date is 30 September, 31 October or 30 November 2026, depending on your opening month. For example, an account opened on 10 October needs at least RM1,500 on 31 October to qualify for the RM7 bonus. Topping up in November would miss that October evaluation.

Report missing cashback to HLB by 15 January 2027 for September/October openings, or 15 February 2027 for November openings. These dates follow the official PDF terms.

Read the official campaign terms

Before you submit your application

Check that QNSWZ7ZCAH is entered correctly before submitting. HLB says a missed referral code cannot be added afterwards. Keep your application confirmation and deposit records.

If the code is rejected or the field is missing, contact HLB through its official support channel before continuing. Do not assume a later top-up, an existing same-category account or a branch application qualifies.

Read the official campaign terms

My HLB referral code screenshot

HLB Refer and Earn screen showing referral code QNSWZ7ZCAH and the friend's RM8 and first-month bonus offer
My HLB referral screen shows QNSWZ7ZCAH. The RM15 headline in this image is the code owner's reward; your offer is RM8 plus a conditional RM7 bonus. The screenshot does not confirm remaining allocations. View full image

Hong Leong referral code FAQ

What is the Hong Leong referral code?

My Hong Leong referral code is QNSWZ7ZCAH. Use it during an eligible HLB Connect account application in Malaysia for RM8 cashback with at least RM50 initial deposit, subject to the campaign terms and allocation.

Can I get RM15 as a new applicant?

Yes, if you qualify for both the RM8 account-opening reward and the RM7 first month-end balance bonus, and both allocations remain available. RM15 is not an unconditional signup reward.

Is 5.60% p.a. paid every month?

No. It illustrates a one-time RM7 bonus based on RM1,500 at the first month-end. It does not provide recurring monthly cashback or increase with a larger balance.

Where do I enter the HLB Connect referral code?

Enter QNSWZ7ZCAH in the Referral Code field during the account application in HLB Connect, before submitting. The code cannot be added afterwards.

Can an existing Hong Leong customer qualify?

You must qualify as new to the ownership category you are applying for. Holding a personal account does not automatically rule out an eligible sole-proprietor account application, or vice versa. Existing same-category accounts do not qualify.

When will I receive the cashback?

For eligible September or October 2026 openings, the scheduled payment date is by 15 December 2026. For eligible openings from 1 to 15 November 2026, it is by 15 January 2027, into your new active account.

When does this Hong Leong referral promotion end?

The published campaign runs from 15 September to 15 November 2026 inclusive. Each reward has a separate first-2,000-account allocation and may become unavailable earlier. Check HLB's latest terms before applying.

Is this a Hong Leong credit-card referral offer?

No. This guide covers the account-opening offer shown in my screenshot. It does not claim that QNSWZ7ZCAH earns a credit-card signup reward.

Sources and verification

Official offer and PDF terms checked on 3 October 2026. The supplied screenshot confirms the displayed code. I have not independently tested a new application with this code or verified remaining reward allocations.

I may receive RM15 if your account opening qualifies. This is an independent referral guide, not a Hong Leong Bank website.