Ryt Bank Referral Code Malaysia 2026: 5KLZV (Up to RM50)

Quick facts

How to use it

1. Copy referral code 5KLZV.
2. Open the Ryt Bank app and start a new Malaysia account application.
3. Enter 5KLZV during onboarding before completing registration.
4. Open and activate the account, then add money.
5. Activate the account, then use Ryt AI for an eligible RM10 transfer to another bank or Ryt user, or a RM10 JomPAY payment.
6. Check Ryt Pocket and the referral leaderboard. Reward crediting can take up to 14 business days.

How to use Ryt Bank referral code 5KLZV

Open Ryt Bank using the general app link below, Google Play or the Apple App Store. Start a new account application and enter 5KLZV during onboarding. Complete identity checks, open the account and activate it. Use Ryt AI to complete one eligible transaction of at least RM10. Check your Ryt Pocket and referral leaderboard for the reward.

Which RM10 Ryt AI transactions qualify?

Complete one of these transactions through Ryt AI with a minimum amount of RM10: Transfer money from Ryt Bank to another bank. Transfer money to another Ryt Bank user's account. Transfers to your own Ryt Bank accounts or Save Pockets do not qualify.

Ryt Bank referral reward and timing

Ryt Bank aims to credit rewards immediately. Its terms allow up to 14 business days, or longer in exceptional circumstances such as a technical disruption.

Campaign dates and conditions

The current campaign runs from 21 May through 31 December 2026, both dates included. The reward amount is random. RM50 is the maximum for each eligible person. Rewards have a maximum allocation and are awarded on a first-come, first-served basis. Self-referral is invalid. Ryt Bank can also reject invalid, expired, mismatched or misused codes. Ryt Bank may allow late code entry during a grace period, but this is not guaranteed. Under the campaign consent terms, the referrer and new user can see each other's names.

Ryt Bank savings and account features

Referral cash is separate from Ryt Bank's savings, card and partner rewards. The current savings page lists a 2.05% p.a. base rate paid daily on the Main Account and Save Pockets, with no balance limit or lock-in. A conditional 1.95% p.a. bonus can bring the rate to 4.0% p.a. on the first RM20,000 across Save Pockets. New users receive 4.0% p.a. for their first 30 days after account activation under the current terms. The rewards page lists 1.2% unlimited cashback and no foreign-exchange fees on eligible overseas in-store spending. This is not part of the referral reward....