Malaysia referral guide
Setel referral code Malaysia: zhhgk
The Setel referral code is zhhgk. Enter my code when registering to receive RM3 Setel Credit after your first cumulative RM30 spend on eligible fuel or Kedai Mesra purchases.
For eligible new users aged 18+ residing in Malaysia. Campaign ends 31 December 2026. Qualifying spending is required.

Setel referral quick facts
| Your reward | RM3 Setel Credit after qualifying. |
|---|---|
| Minimum spend | First cumulative RM30 on eligible fuel or Kedai Mesra purchases through Setel. |
| Enter the code | During new account registration. |
| Reward timing | After 48 hours for verification following a successful referral. |
| Campaign end | 31 December 2026, 11:59 pm Malaysia time, according to the official terms. |
How to use the Setel referral code
- Download Setel and start a new account registration.
- Enter zhhgk in the referral code field before completing registration.
- Complete your phone verification and registration.
- Make eligible purchases through Setel totalling at least RM30. Fuel at Setel-enabled PETRONAS stations in Malaysia and Kedai Mesra purchases count.
- Check payment history on the Pay page after reward verification.
A single qualifying RM30 purchase counts, or you can combine smaller eligible purchases. Adding money to your wallet alone does not meet the listed purchase requirement.
Eligibility, deadline and official sources
Setel is a Malaysian payment app for fuel and other services. This referral reward applies to eligible fuel and Kedai Mesra purchases; other app services are not listed as qualifying transactions in the referral terms.
You must be at least 18, reside in Malaysia and register a new account with the code. Your account and mine must be active when the credit is granted. Setel can revoke credit if qualifying purchases are cancelled, changed or refunded.
The official referral terms give a campaign period of 20 August 2025 to 31 December 2026. The promotion page still says 30 September 2026. Clause 7.8 says the terms prevail over promotional materials, so this guide uses the terms' deadline.
Official sources checked . This is a source review, not a new in-app test of the code. Check Setel's terms before participating because the programme can change.
Referral disclosure: if you qualify using my code, you and I each receive RM3 Setel Credit. This is an independent guide, not an official Setel page.
Where to find your own Setel referral code
Open Profile → Refer a friend in Setel to find and share your own code or invite contacts. The referral screen also lets you track registration and transaction status. See Setel's referral help.
Setel signup screenshots
These existing screenshots show the signup process and referral field. They may show an older app interface or offer; use the current terms above for reward details.



Setel referral code questions
What is the Setel referral code?
The Setel referral code is zhhgk. Enter it when registering a new Setel account.
Who can receive the RM3 Setel Credit?
New users aged 18 or above who reside in Malaysia can qualify by registering with the code and spending a cumulative RM30 on eligible purchases through Setel. Both accounts must remain active when credited.
Can existing users enter the code after registration?
The referral terms require the code during new account registration. Do not assume it can be added afterwards. Existing users can share their own referral code.
Does the RM30 need to be one purchase?
No. Eligible fuel purchases at Setel-enabled PETRONAS stations in Malaysia and Kedai Mesra purchases through Setel can add up to RM30. One qualifying RM30 purchase also counts. Wallet top-ups alone are not listed as qualifying purchases.
Where can I find my own Setel referral code?
Open Profile in Setel and select Refer a friend. You can share your unique code or invite contacts from that screen.
When will I receive the reward?
Setel states that credit is granted after 48 hours for verification following a successful referral. It may show Processing while being verified. This is not a promise of payment within 48 hours.
What if my reward is missing?
Check that the code was entered during registration and that eligible purchases total RM30. Update the app and check payment history on the Pay page. If the reward remains missing after verification, contact Setel through in-app customer service or hello@setel.com. Cancelled, changed or refunded purchases can lead to revoked credit.
When does the Setel referral campaign end?
The official referral terms list 31 December 2026 at 11:59 pm Malaysia time. The promotion page still shows 30 September 2026. The terms state that they prevail over promotional materials; check them again before participating.
Apakah kod referral Setel?
Kod referral Setel ialah zhhgk. Masukkan kod ini semasa mendaftar akaun Setel baharu.
Bagaimana saya boleh mendapat kredit RM3?
Daftar dengan kod zhhgk dan belanja sekurang-kurangnya RM30 secara terkumpul untuk pembelian minyak atau Kedai Mesra yang layak melalui Setel. Anda mesti berumur 18 tahun ke atas dan menetap di Malaysia. Tertakluk pada syarat kempen.