Google Pay Referral Code 2026: vm0086d | Get S$5

Quick facts

How to use it

1. Open my Google Pay referral link on your mobile device.
2. Enter a Singapore mobile number with the +65 country code and create a new Google Pay account.
3. If the app asks for a code, enter vm0086d.
4. Add a supported payment method and opt in to offers and rewards if prompted.
5. Make your first supported payment by sending money to friends or family, paying contactlessly with your phone, or buying products or services from a Spot.
6. Check the default bank account linked to Google Pay. You and I each receive S$5 when the referral qualifies.

How to Use Google Pay Referral Code vm0086d

Open the referral link on your mobile phone. Select Singapore's +65 country code and follow the signup instructions. If asked to enter a code manually, use vm0086d. Opt in to the referral offer or rewards when the app presents that option. Make a supported first payment. You and I each receive S$5 in our default linked bank accounts.

Google Pay Singapore S$5 Referral Reward and Terms

Google's Singapore help page says referrals are for new Google Pay accounts. You and I must use the same mobile phone country code. After you complete your first supported payment, Google sends S$5 to the default bank account linked to each Google Pay account. Google lists three supported first-payment options: send money to friends or family, make a contactless payment with your phone, or buy products or services from a Spot in Google Pay. Check the live referral screen before paying because eligibility and campaign terms can change.

What is Google Pay in Singapore?

Google Pay is Google's payment service for paying online and in stores. Google's Singapore page highlights tap-to-pay, online checkout, saved payment details, authentication, encryption and fraud protection. Available features depend on your device, payment method and region. Add an eligible card and pay where contactless payments are accepted. Use saved payment details where the Google Pay button is available. Google describes authentication, encryption and fraud protection as core safeguards. Singapore-specific transfers, offers and rewards can vary by account and campaign.

Google Pay vs Google Wallet

Google Pay is the payment service used at checkout. Google Wallet is the app used to store eligible cards, passes and other digital items on supported Android devices. Names and available functions differ by region, so use Google's Singapore setup links rather than instructions written for the United States.

Is Google Pay Safe?

Google states that contactless payments use a virtual account number so merchants do not receive your real card number. It also provides privacy controls and lets users remotely lock or erase a lost phone through Find My Device. Review Google's official Google Pay safety page for current details.